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Interest Rates

SBI Home Loan Interest Rates

Compare current home loan interest rate slabs and repayment options online.

Achieve your home buying goals easily with transparent rates, fast assistance and practical EMI planning.

Please check bank terms before applying. Rates can change based on profile, credit score, loan amount and property type.

STATE BANK OF INDIA HOME LOAN RATE

Applicable from June 2026
Loan BucketInterest Rate (per annum)Self Employed Rate (per annum)
Up to Rs 30 Lakh8.40% - 9.25%8.55% - 9.60%
Rs 30 Lakh - Rs 75 Lakh8.55% - 9.45%8.70% - 9.80%
Above Rs 75 Lakh8.70% - 9.75%8.85% - 10.10%
Balance Transfer8.50% onwards8.75% onwards
Loan Against Property9.25% onwards9.50% onwards
Starting Rate8.50%
Maximum Tenure30 Years
Loan AmountUp to Rs 5 Cr
Processing FeeScheme based
About FlatsNOffices
FLATSNOFFICES, established in December 2021, has rapidly emerged as one of India’s most trusted and fast-growing property search platforms. With over 1 crore monthly visitors and more than 5 lakh verified property listings, we connect buyers, sellers, and developers across India and beyond. Beyond listings, we provide home loan assistance, market insights, and data-driven tools for informed decision-making.

Our commitment to authenticity, innovation, and transparency ensures a seamless property experience-empowering users to buy, sell, or invest with confidence through technology and trust.
FlatsNOffices.com acts solely as an online platform connecting property buyers, sellers, landlords, tenants, developers, and real estate professionals. FlatsNOffices.com does not participate in, guarantee, verify, or process financial transactions between users.
Users are solely responsible for conducting their own due diligence, identity verification, property verification, and payment verification before entering into any transaction.
FlatsNOffices.com shall not be liable for any loss, damage, fraud, or financial injury arising from interactions, communications, or transactions conducted between users of the platform.
If you encounter any suspicious activity related to a property listing or transaction, please report it immediately to our support team.
Stay Alert. Stay Safe. Verify Before You Trust.
Protect yourself from online fraud and always transact responsibly.